As a claim adjuster there are two main ways I see shops do this.
1. The shop will inflate the repair estimate by adding extra labor time or parts for the items that are damaged. Sometimes they just add parts that aren’t damaged and hope the insurance adjuster lets it slide.
2.They will argue with the company that they need all brand new parts and then they will go buy used ones at a cheaper price to put on the car.
BTW doing this is at best unethical and at worst illegal.
They just mean you will not have to pay that $500. They may have a deal with an adjuster who over charged your insurance company anyway. A lot of places will save the deductible.
It’s called, "burying the deductible" and most of the time, they do it by either shorting you on the parts quality, or by artificially inflating the repair cost. It’s illegal.
February 10th, 2010 at 8:45 am
As a claim adjuster there are two main ways I see shops do this.
1. The shop will inflate the repair estimate by adding extra labor time or parts for the items that are damaged. Sometimes they just add parts that aren’t damaged and hope the insurance adjuster lets it slide.
2.They will argue with the company that they need all brand new parts and then they will go buy used ones at a cheaper price to put on the car.
BTW doing this is at best unethical and at worst illegal.
February 10th, 2010 at 8:45 am
They just mean you will not have to pay that $500. They may have a deal with an adjuster who over charged your insurance company anyway. A lot of places will save the deductible.
February 10th, 2010 at 8:45 am
It’s called, "burying the deductible" and most of the time, they do it by either shorting you on the parts quality, or by artificially inflating the repair cost. It’s illegal.